News You Can Use

Stay in the know by clicking on our informative newsletters detailing what’s new at Upper Darby FCU and in the banking industry. We’ll keep you updated with the latest promotions, product updates, events, etc. to help you stay ahead of the curve. We also have several points of interest you can explore in the boxes below.

This Month’s Highlight

See more information in our October Newsletter 

Looking for a great used car?

Check out the offering from our corporate partner, Enterprise Car Sales. You’ll get a great car, great value, and great rate. And that’s as good as it gets!
If you’re looking for a car, visit their site at www.enterprisecarsales.com/locations/
or call 888-227-7253 to find the Enterprise Car Sales closest to you.

Be sure to let them know you are a UDBell member to get their best deal.

What’s behind the number in your FICO Score?

FICO is not only used for lending institutions, but also by insurance companies, landlords, employers and others who will use it in an effort to determine your credit worthiness. Your score is based upon five components with weighted averages.

  1. Payment History at 35%
  2. Amount Owed at 30%
  3. Length of credit history at 15%
  4. New credit at 10%
  5. Types of credit used at 10%

By keeping your loans current, you’ll position yourself for more credit availability and lower rates going forward.

Tips to avoid credit card fraud

Tips to avoid credit card fraud:

  • Keep Your Credit Cards Safe
  • Shred Anything with Your Credit Card Number on It
  • Don’t Sign Blank Credit Card Receipts
  • Avoid Giving out Your Credit Card Information
  • Be Safe with Your Credit Card Online
  • Report Lost or Stolen Credit Cards Immediately
  • Review Your Billing Statements Each Month
  • Make Strong Passwords and Keep Them Safe
  • Check Gas Stations and ATMs for Credit Card Skimmers

Reference: The Balance