Did you know you can have overdraft protection on your UDBell Debit Card?

At UDBell FCU we strive to offer new and improved solutions to meet all our members’ financial needs, which is why we now offer Courtesy Pay. Our Courtesy Pay program is automatically available on your qualified share draft (Checking) account to provide overdraft coverage for checks, automatic bill payments and other debit transactions.

With your approval we can also add overdraft protection for ATM and Debit Card transactions. The overdraft program does not guarantee we will cover your overdrafts, but if we do you will be charged our standard $29.00 Courtesy Pay fee for each payment.  As long as you keep your account in good standing by continuing to make consistent deposits, bringing your account to a positive balance at least once every thirty days, remaining current on loans, etc., then we may pay your overdraft item up to your $400.00 overdraft limit. However, without your consent to provide overdraft coverage for your ATM/Debit Card, if you do not have enough money in your account at the time of your request it will be declined.

If you want the added protection of overdraft coverage for ATM withdrawals and everyday debit card purchases contact us today and consent to the added protection by either calling us at 610-734-1883 or by completing and submitting an Opt-In form. There is no cost to have this service available.  If you use the service, our standard overdraft fee per item will be applied.

Questions? Please call us at 610-734-1884, or email us at udbinfo@udbell.org.