UD Bell Mortgage Rates

Current Mortgage Rates

Effective May 18, 2012

Home Mortgage
For loan amounts of $40,000 to $417,000*
Conventional Fixed	@ 0 Points	@ 3 Points
30 Year	3.875%	3.500%
20 Year	3.750%	3.375%
15 Year	3.125%	2.625%
10 Year	2.875%	2.500%

Jumbo Loans
For loan amounts above $417,000*
Fixed	@ 0 Points	@ 3 Points
30, 25, 20 Year	Call for Rates	Call for Rates
15, 10 Year	Call for Rates	Call for Rates

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**Adjustable Rate Mortgages**
1 Year ARM	2.375% @ 0 Points
3 Year ARM	2.625% @ 0 Points
5 Year ARM	3.000% @ 0 Points
7 Year ARM	3.375% @ 0 Points
10 Year ARM	3.750% @ 0 Points

**FHA**
	@ 0 Points	@ 3 Points
30 Year	3.875%	3.625%
15 Year	3.625%	3.250%

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* Mortgages on investment properties are higher. Please contact a Mortgage Representative for the interest rates and fees for investment properties and for loans less than $40,000 or more than $417,000.

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